Home Dreams Realty
Isabel Orlandino

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Why Rent If You Can Buy



Home ownership rates are the lowest they have been in the last 50 years. Yet a large portion of Americans are still renting properties, instead of enjoying a home of their own. Consumer reports believe this is an issue because of a buyer's lack of trust in their ability to purchase. It is still a long standing notion that a buyer needs 20% towards the cost of the home in order to move forward, but this isn't true. With countless down payment assistant programs, and closing cost roll-ins, a home owner could move in with as little as a few hundred to a couple thousand dollars. Which is a huge difference in the time it takes to save up to make the move. 
With interest rates at an all time low, home ownership in today's market is a great investment. The money saved over a mortgage's lifespan can result in tens of thousands of dollars, if not hundreds. That's more money in your pocket today. Don't wait to buy when interest rates soar again. With low interest rates, that means your monthly mortgage payments are at a significantly lower cost, as well. With such a heated housing marketing, rental prices are soaring, and statistics are constantly showing that home ownership can be equivalent to your rental rate each month, if not less. Why get stuck in a small 2 bedroom apartment, if you can move into a home a pay a monthly rate that is the same, and get a 3 bedroom house with a great backyard? 
There is also a fear that a home can keep you "stuck" or "rooted" to one place, without an easy transition out if you decide to move. Although the future of the housing market isn't easily predictable from location to location, you can always discuss with your agent about buying a home in an area that has a strong turn-over rate when a home hits the market. The equity build up when it comes time to selling is going to be far more beneficial, than if you put money into a rental and decided to move. The money from selling the property can be used to purchase a new home. With renting, there would be no additional funds to transition into a new place. 
Now imagine if you were renting a home for $2000/month. If your landlord is renting to make a profit, think how much less you'd be paying on a monthly basis towards your mortgage, if the home was yours. Then you wouldn't be paying a landlord to profit off of you, you'd be paying a reasonable rate, and get to call the property your own. Discuss with your agent and lender the steps you need to take towards home ownership, you might be happily surprised about the type of home you can afford to move into. 

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What my clients are saying  

If you are looking to sell or buy a personal home or investment property, Isabel is your broker/agent. She found 2 properties for ReFab Home Solutions to purchase! She viewed 11 properties on a Saturday and presented 3 to us and we purchased 2 of the 3!!! She is dedicated to her clients and does whatever it takes to make the deal go smoothly for the parties involved!!! ReFab Home Solutions is keeping her on our TEAM!!! Thanks Isabel!

 

~ A. Aagnatovech

“Isabel went above and beyond what would be expected of a realtor. I was selling our family home for a uncle who was entering a nursing home. 100 years of accumulated stuff she helped me to manage. Even posting the free items on Craig's List for me. She also had a veteran's knowledge of pricing and strategy for us to get the best deal possible and identify the best potential offers and buyers. She made a very difficult task for me and my family a lot easier.” James Aiken

 

~ James Aiken

I am more than happy to recommend Isabel Orlandino, she has helped me buy three houses (two Single family homes, and one condo), and sell two of them. She is very knowledgeable, organized and trustworthy. I can't say enough about Isabelle's professionalism, true caring nature, and extensive knowledge/connections. She brings all these qualities to the table for her clients. Wish I could give her 10 stars! Thanks for all your help, Isabelle

 

~ C. Catatao

Isabel helped me find a multi family for my parents 5 years ago. She was very accommodating with scheduling appointments around my hectic work schedule and was extremely helpful with finding and screening potential rental clients for the unit my parents were renting out. I will be in the market again shortly looking for myself and will once again connect with Isabel for guidance. She is my go to agent for any future purchases or sales.

 

~ M. Mello

I worked with Isabel on and off for the last few years. I finally purchased my home back on Aug 2016. Great experience!!! She is very professional, thoughtful and knowledgeable. She's very reliable and dependable. I've worked with other agents in the past, nothing comes close to the care I received from Isabel. I recommend her to anyone who's house hunting.

 

~ Stherlie. PF

Isabel helped my husband and I find the perfect house to start our family. My husband and I were looking for a house a few months before our wedding. Isabel made it so easy and stress free. We were looking to stay in Medford and there was not too much inventory so we needed to be able to move quickly. Isabel found us a perfect size house in a great neighborhood. She was upfront and said she knew our budget and that this house was a fixer upper but for the price and neighborhood thought it was perfect for us and she was right. There was a lot of interest in the house but I think Isabel's knowledge, responsiveness, and the relationship she built with the listing agent really helped us get the house. We got the house under our budget, did the renovations, and now our house is worth double what we paid for it. We are incredibly happy with the service we received from Isabel and are in the perfect house for us!

 

~ S. Reaitman

I am a licensed attorney, a title agent of Old Republic National Title Insurance Company, and a partner at Fleming & Miranda. My firm specializes in real estate conveyancing. I have worked with Isabel Orlandino in her capacity as a Real Estate Agent for over eight (8) years. In my function as a closing agent and Real Estate Attorney, I have worked with Isabel in the closing of numerous real estate transactions. She has the experience and knowledge to successfully list and market properties, and is accessible and responsive to her clients and colleagues. Isabel understands that closing a real estate transaction is a team effort. I highly recommend Isabel because of her dedication to both buyers and sellers. I have the utmost confidence that she will continue to do so in the future.

 

~ Atty: Peter Miranda

Isabel helped my husband and I purchase our home in 2012. She was able to show us a variety of homes that met our specifications. Isabel was knowledgeable when it came to any questions we had and responded in a timely fashion. We love our home and were very happy with the support and dedication we received from Isabel while purchasing our first home.

 

~ A. Seeley

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